Gift to a child who dies before the testator leaving issue (Wills Act 1837 s.33)
Margaret Hughes made a valid will in 2019 leaving "£40,000 to my son Owen" and the residue of her estate to her friend Bernadette Kaur. The will contains no other relevant provisions. Owen died in March 2025, leaving a widow, Chloe, and two children, Ella (aged 15) and Sam (aged 21). By his own will Owen left everything to Chloe. Margaret died in September 2026, survived by Chloe, Ella, Sam and Bernadette.
Which of the following best describes who is entitled to the £40,000 legacy?
Choose one answer to see the reasoning.
Worked answer
Correct answer B: It goes to Ella and Sam in equal shares, as Owen's issue living at Margaret's death.
THE RULE TO REMEMBER
Unless the will shows a contrary intention, a gift to the testator's child or remoter descendant who dies first leaving issue passes to that beneficiary's issue living at the testator's death, in equal shares per stirpes.
Gift to a child who dies before the testator leaving issue (Wills Act 1837 s.33)
A gift normally lapses if the beneficiary dies before the testator, but s.33(1) of the Wills Act 1837 creates an exception. Where a will contains a gift to a child or remoter descendant of the testator, that beneficiary dies before the testator leaving issue, and issue are living at the testator's death, the gift takes effect as a gift to the issue living at the testator's death, unless a contrary intention appears by the will. Under s.33(3), the issue take through all degrees, according to their stock, in equal shares, the share their parent would have taken. Owen was Margaret's child, he predeceased her, and his children Ella and Sam were alive when Margaret died. Nothing in the will shows a contrary intention, so the £40,000 goes to Ella and Sam equally. Ella's age does not prevent her from taking; her share will be held for her until she can give a valid receipt.
Why A is wrong: s.33(1) saves the gift from lapse because Owen was the testator's child and left issue living at her death.
Why C is wrong: s.33 redirects the gift to Owen's issue directly; it does not pass through Owen's estate to Chloe.
Why D is wrong: The gift does not fail, so there is no partial intestacy.
Why E is wrong: s.33(3) gives the issue equal shares, and a minor can take under a will.
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